Who concludes a home savings contract, receives by the regular saving a loan claim, so a claim to a low-interest loan. This claim is not only firmly anchored in the contract but is also legally anchored for all home loan savers.
Interest rate applies for the entire term of the loan
The loan interest rate applies for the entire term of the loan. However, the banks may object to the loan claim if the credit check of the home loan saver is negative.
Contract can be used as equity
In this case, however, the already accumulated capital is available, which you can also withdraw to ask for another bank financing. The “brought” money from the Good lender contract can be used as equity.
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